Transaction Monitoring Consultant
PwC Portugal
Remoto
PSP provides a range of services, including Assurance Audit (spanning all industries, with a particular focus on Real Estate and Private Equity), Broader Assurance Services, Tax (including Managed Services, Corporate Tax, VAT, and Accounting), and Advisory (specializing in the Global Fund Industry, Real Estate Valuation and including AML/Compliance services).
For this opportunity, your CV must be submitted in English.
Your Mission
A career within the Anti-Financial Crime team will provide you with the opportunity to support clients in managing and mitigating financial crime and money laundering risks.
In this role, you will develop your hands-on AML/CFT expertise by working on a variety of client assignments, supporting investigations, customer due diligence activities and other Anti-Financial Crime projects.
Be a Part Of Our Team Where You Will
- Conduct compliance reviews and analysis in support of BSA/AML and other regulatory compliance policies and programmes, including investigating transaction monitoring alerts, reviewing transactions and customer activity, conducting research and determining whether activity requires further escalation or reporting.;
- Respond to ad-hoc AML requests, escalate issues where appropriate, incorporate feedback from manager or quality reviews, and contribute to the preparation of suspicious activity reports and related documentation.;
- Perform AML/KYC reviews independently, ensuring completeness, accuracy and compliance with relevant procedures and regulatory requirements;
- Develop and maintain a good understanding of the international and Luxembourg AML/CFT legal and regulatory framework and related key business processes, including customer/investor onboarding, ongoing due diligence and monitoring of suspicious transactions;
- Understand key AML/CFT challenges in the context of crypto assets and continue developing your knowledge of emerging financial crime risks;
- Work with a variety of professional actors such as banks, crypto and virtual asset service providers, crypto exchanges, management companies and transfer agents;
- Work on a variety of client assignments depending on your business profile, including other Anti-Financial Crime and Internal Controls-related projects;
- Understand and interpret customer information and conversations, including determining when additional EDD information is required, addressing customer queries and contributing to a positive customer experience;
- Perform internal and external research to obtain information and documentation required to build customer risk profiles, including geographic risk, employment verification, Source of Funds, Source of Wealth, adverse media, PEP and sanctions screening;
- Identify potential issues, unusual activity or inconsistencies and escalate more complex cases when appropriate;
- Contribute to identifying opportunities to improve AML processes, tools and ways of working.
Let’s talk about you. If you have/are …
- A Master’s degree, or equivalent qualification, in Audit, Business, Economics, Finance, Financial Crime, Law or a related field;
- Some relevant professional experience, ideally up to 3 years, within AML/CFT, KYC, compliance, financial services, audit or another related area;
- Previous exposure to AML investigations, transaction monitoring, KYC/CDD, enhanced due diligence or other financial crime-related activities;
- Comfortable working autonomously on assigned cases and knowing when matters should be escalated;
- Good knowledge of, or a strong interest in, new technologies, emerging financial crime trends and crypto assets;
- Excellent written and spoken communication skills in English;
- An analytical mindset and strong attention to detail;
- Good interpersonal skills and the ability to work effectively in a client-facing and team environment;
- Dynamic, proactive and well organised, with the ability to manage several priorities;
- A good command of Microsoft Office tools, particularly Excel and Word.
- Experience conducting AML/KYC reviews, transaction monitoring or financial crime investigations;
- Previous exposure to cryptocurrency, blockchain or virtual assets;
- Experience preparing or contributing to suspicious activity reports or similar regulatory documentation;
- Strong analytical skills, with the ability to review data, identify trends and interpret complex information;
- Strong attention to detail when reviewing and verifying information for accuracy and compliance;
- Good problem-solving skills, including the ability to investigate issues, reach conclusions and escalate appropriately;
- Experience working with Excel, Word, Google Sheets and Google Docs;
- Flexible and adaptable to the evolving needs of a fast-paced environment.
A final word about us: We are committed to Diversity, Equity, and Inclusion and we are proud to be an Equal Opportunity/Affirmative Action-Employer. Whoever you are, we will consider your application without bias. Our experience has shown us that people who have suffered bias are less likely to apply if they think they don’t meet every single requirement. We encourage you to apply anyway, because we’ve learned that a caring and inclusive workplace creates a better future for all of us and for you.