AML/Compliance Analyst (Remote from Europe)
Gnosis
About Gnosis Pay
Gnosis Pay provides the API and card-program infrastructure that enables wallets, fintechs, and businesses to issue stablecoin-powered payment cards and create custom payment flows. Partners can easily connect on-chain wallets to real-world spending.
With our technology, users can spend stablecoins directly from their on-chain wallet using a Visa debit card. Transactions are executed through a secure smart-wallet rather than a traditional bank account, allowing users to retain full custody of their assets while paying anywhere Visa is accepted.
About The Role
We are looking for a proactive AML & Compliance Analyst with experience in KYC reviews and transaction monitoring to strengthen our Compliance function. You’ll play a key role in uplifting our current programs by analyzing customer cases, proposing improvements to our rule sets, and assisting in the development of scalable and efficient controls.
This is a hands-on role for someone who thrives in fast-paced, cross-functional environments and wants to make a tangible impact in a high-growth, web3-oriented fintech.
KYC & Customer Due Diligence (CDD):
- Perform in-depth reviews of customer profiles during onboarding and periodic reviews
- Evaluate anomalies, investigate alerts and escalate cases relating to suspicious activity and high risk customers when necessary, ensuring alignment with internal policies and regulatory expectations
- Review and assess current KYC rules, triggers, and processes, proposing enhancements to improve accuracy, scalability, and automation
- Support the development and maintenance of CDD and EDD procedures, templates, and risk rating models
- Maintain accurate records of onboarding decisions and investigation outcomes
- Assist in the optimization of our transaction monitoring program, including drafting and improving detection rules
- Support periodic customer and transaction monitoring activities, identifying and investigating unusual activity and assessing whether further escalation (SAR/STR) is required
- Work closely with Product and Engineering to test, validate, and deploy rule changes in monitoring systems
- Contribute to the periodic review and tuning of rules to mitigate potential fraud, reduce false positives and improve effectiveness
- Support configuration and optimisation of compliance tools (e.g. screening, transaction monitoring, case management systems)
- Participate in compliance related product testing and provide feedback to product and engineering teams
- Contribute to the design of workflows that integrate compliance requirements with customer experience
- Contribute to internal documentation, such as SOPs, risk assessments, and control frameworks
- Assist in compliance reporting obligations and preparation of materials for audits or regulatory inquiries
- 4+ years of relevant experience in AML, Compliance, or Financial Crime, preferably in fintech, crypto or e-money institutions
- Knowledge of KYC, CDD, and transaction monitoring standards
- Experience in drafting or improving compliance rule sets, risk scoring, or alert logic
- Familiarity with EU AML/CTF regulatory landscape, specially for EMIs, PSPs and crypto services
- Analytical, investigative and communication skills and attention to detail
- Comfortable working with cross-functional teams including Product, Risk, Engineering, and Legal
- Fluency in English
- Experience with tools like Sumsub, ComplyAdvantage, Chainalysis, Elliptic, or equivalent
- Familiar with Web3 & DeFi: You understand the core concepts of decentralized finance & blockchains, and have had some experience
- CAMS, ICA or other relevant compliance certifications
What We Can Offer You
- Personal Development: Pursue your professional goals with our support, including personal education budgets and conference allowances. We invest in your growth and learning.
- Innovation and Experimentation: Interested in exploring new ideas? Dedicate your Friday afternoons to research or work on a side project within our ecosystem. We encourage creativity and experimentation.
- Flat Hierarchy: Navigate with ease in our organization. Our flat hierarchy ensures your ideas and contributions are valued and heard, without getting lost in a complex structure.
- Flexible and Remote Work: Not a morning person? No problem! We embrace flexible working schedules and have a long-standing culture of remote work. Balance your professional and personal life in a way that works for you.
- State-of-the-Art Equipment: Receive the latest hardware and all the tools you need. We make sure you're well-equipped to do your best work.
- Growth and Opportunity: Grow with us in an exciting industry. As Gnosis rapidly expands, so do the opportunities for you to make a significant impact. We value initiative and a proactive approach.
- Community and Mission: Join a team that's passionate about our mission and enjoys working together. We’re not just colleagues; we’re a community driven by a shared goal.