Risk Analyst - Securitisation Portfolio Analysis

BNP Paribas CIB

About The Job

The Securitization Senior Portfolio Analyst’s mission is to be responsible for the annual and administrative review process of files/activities as well as new and ad-hoc requests and portfolio reviews, covering the credit and counterparty risks taken primarily by Global Markets within Corporate and Institutional Banking (CIB), originated in the Europe, Middle East and Africa (EMEA), Americas and Asia and Pacific (APAC) regions (Asset Finance and Securitization/Securitized Products Group team or Balance Guaranteed Swap Desk)

Your Main Activities Are

Securitization Analysis: analyse and assess/review the market, credit, funding liquidity and structural risks taken on existing or new securitization related transactions, originated in Europe, United States (US) and APAC, under EMEA and Americas RISK Corporate Securitization responsibility
Permanent Control: apply the relevant risk policies of the bank applicable to this segment; direct contribution to BNP Paribas operational permanent control framework; understanding the abilities and limitations of the standard operational/booking framework for the segment covered; from a risk oversight perspective, ensure that the necessary portfolio reviews are properly conducted by the respective business sponsors in a timely manner. If necessary, undertake projects to address specific issues regarding securitization related transactions, and be responsible for generating reports on the securitization transactions for both internal and external purposes and take responsibility for ensuring consistency of approach and data integrity. Participate in the definition of the risk management framework for the existing portfolio
Innovation: participate in innovation initiatives for RISK Corporate Securitization globally (ideation/Proof of Concept (POC) testing), which may revolve around Natural Language Generation from unstructured format, AI, Data Visualization Reporting; contributing to projects improving processes from an operational efficiency perspective or enhancing our risk management capabilities through innovative technology-led solutions
Credit Analysis: analysis and recommendation of decision for existing or new files (securitization and related exposures/structures using securitization techniques) originated by the Asset Finance and Securitization (AFS) / Securitized Products Group (SPG) platform within Global Markets); conduct own independent evaluation of the risks, including constructively challenging business assumptions, their risk analysis including rating proposals and regulatory capital inputs; perform all necessary credit approval related functions, prepare RISK memo, agenda and minutes of credit committees and resolve necessary follow-up/open items/conditions of approval. Participate, if necessary, in risk due diligence meetings (on-site or remotely) with clients and servicers. Undertaking portfolio reviews
Coach more junior team members and provide training
Support new projects and initiatives

Profile and Skills to Success

Bachelor Degree in Economics / Finance / Accounting / Mathematics / Statistics or related
At least 3 years of experience in Financial Analysis / Advisory or similar
Relevant experience on Credit analysis in Securitization, Corporate or FI
Advanced level of English, both written and oral
Knowledge in MS Office Pack (Excel, PowerPoint)
Ability to deliver / results driven
Communication skills, both written and oral
Creativity and innovation / problem solving
Critical thinking

Why joining BNP Paribas?

Leading banking institution

Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe

International reach

The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:

Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients
Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses heard
Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.

Diversity and Inclusion commitment

BNP Paribas ´ambition Is To Cultivate An Open And Responsive Environment For All That Encourages Collaboration And Interaction. We Demonstrate Our Commitment By Actively Contributing To The Group’s Diversity And Inclusion Strategy And Goals, In Line With The United Nations Sustainable Development Goals. As Part Of Our Local Corporate And Social Responsibility – Diversity & Inclusion Strategy, BNP Paribas Portugal Is Committed To

Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.

To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.

Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.

Commitment towards work/life balance

Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.

To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.

Please note that only applications submitted in English will be considered.
In case you are selected for this role, further documentation will be requested to support your hiring process.