Credit Portfolio Manager - Securitisation

BNP Paribas CIB

About The Job

Securitised Products Group (SPG) in EMEA covers Asset-Backed Financings (ABF), Real Estate Owned and Commercial Mortgage-Backed Securities (CMBS), Collateralised Loan Obligations (CLO) and Private Debt Financing. SPG works with Corporate and Institutional clients, to provide them with financing, risk transfer and capital markets access, through securitisation transactions across a range of asset classes

Your Main Activities Are

Credit Management of the SPG securitisation portfolio including understand and analyse transactions’ structure, credit risk and profitability
Update quarterly reports
Write and update credit memoranda for annual reviews, renewals, amendments and waivers and to participate in credit committees
Monitor transaction performance and review transaction risks (e.g. changes in concentrations, performance relative to triggers, covenant compliance, etc)
Portfolio Management by assisting in executing, closing and onboarding new transactions, including preparation of internal documentation, booking and control of funding requests
Maintain portfolio reports ‒ including exposure breakdowns, risk dashboards, P&L (Profit and Loss), capital and liquidity usage, transactions calendars
Review and contribute to regulatory capital calculation
Contribute to Transversal Projects as maintain, revise, implement or update policies and procedures
Help improve monitoring tools and processes, increasing the team’s productivity through automation and efficiency measures

Profile And Skills To Success

Master’s degree from a business school or engineering school with specialisation in finance
Up to 2 years of relevant professional experience
Excellent communication skills in English, both oral and written
Proficiency in Microsoft Office tolls, particularly Excel
Great team spirit and ability to collaborate with others
Attention to detail with an analytical approach with ability to synthesize

Why joining BNP Paribas?

Leading banking institution

Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe

International reach

The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:

Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients.
Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses
Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.

Diversity and Inclusion commitment

BNP Paribas ´ambition Is To Cultivate An Open And Responsive Environment For All That Encourages Collaboration And Interaction. We Demonstrate Our Commitment By Actively Contributing To The Group’s Diversity And Inclusion Strategy And Goals, In Line With The United Nations Sustainable Development Goals. As Part Of Our Local Corporate And Social Responsibility – Diversity & Inclusion Strategy, BNP Paribas Portugal Is Committed To

Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.

To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.

Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.

Commitment towards work/life balance

Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.

To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.

Please note that only applications submitted in English will be considered.
In case you are selected for this role, further documentation will be requested to support your hiring process.