AML/Compliance Analyst

What You Will Do

About Gnosis Pay

Gnosis Pay is the first Decentralized Payment Network (DPN), bridging the gap between real-world payments and blockchain transactions. By introducing the first-of-its-kind Visa-certified debit card directly connected to a self-custodial crypto wallet instead of a traditional bank account, Gnosis Pay makes the transition from Web2 to Web3-based payments simple and intuitive. Gnosis Pay is an open framework, providing the platform and tooling for Web3 projects, wallets, and financial institutions to build their own decentralized payment solutions. For more information about Gnosis Pay, check out our website: https://gnosispay.com/

About The Role

We are looking for a proactive AML & Compliance Analyst with experience in KYC reviews and transaction monitoring to strengthen our Compliance function. You’ll play a key role in uplifting our current programs by analyzing customer cases, proposing improvements to our rule sets, and assisting in the development of scalable and efficient controls.

This is a hands-on role for someone who thrives in fast-paced, cross-functional environments and wants to make a tangible impact in a high-growth, web3-oriented fintech.

KYC & Customer Due Diligence (CDD)

• Perform in-depth reviews of customer profiles during onboarding and periodic reviews
• Evaluate anomalies, investigate alerts and escalate cases relating to suspicious activity and high risk customers when necessary, ensuring alignment with internal policies and regulatory expectations
• Review and assess current KYC rules, triggers, and processes, proposing enhancements to improve accuracy, scalability, and automation
• Support the development and maintenance of CDD and EDD procedures, templates, and risk rating models
• Maintain accurate records of onboarding decisions and investigation outcomes
  
  

Transaction Monitoring & Investigations

• Assist in the optimization of our transaction monitoring program, including drafting and improving detection rules
• Support periodic customer and transaction monitoring activities, identifying and investigating unusual activity and assessing whether further escalation (SAR/STR) is required
• Work closely with Product and Engineering to test, validate, and deploy rule changes in monitoring systems
• Contribute to the periodic review and tuning of rules to mitigate potential fraud, reduce false positives and improve effectiveness
  
  

Product & Systems Support

• Support configuration and optimisation of compliance tools (e.g. screening, transaction monitoring, case management systems)
• Participate in compliance related product testing and provide feedback to product and engineering teams
• Contribute to the design of workflows that integrate compliance requirements with customer experience
  
  

Regulatory & Governance Support

• Contribute to internal documentation, such as SOPs, risk assessments, and control frameworks
• Assist in compliance reporting obligations and preparation of materials for audits or regulatory inquiries
• Monitor regulatory developments in Portugal and in the EU
  
  

Who You Are

• 3–6 years of relevant experience in AML, Compliance, or Financial Crime, preferably in fintech, crypto or e-money institutions
• Strong knowledge of KYC, CDD, and transaction monitoring standards
• Experience in drafting or improving compliance rule sets, risk scoring, or alert logic
• Familiarity with EU AML/CTF regulatory landscape, specially for EMIs, PSPs and crypto services
• Strong analytical, investigative and communication skills and attention to detail
• Comfortable working with cross-functional teams including Product, Risk, Engineering, and Legal
• Fluency in Portuguese and English
  
  

Nice To Have

• Experience with tools like Sumsub, ComplyAdvantage, Chainalysis, Elliptic, or equivalent
• Familiar with Web3 & DeFi: You understand the core concepts of decentralized finance & blockchains, and have had some experience
• CAMS, ICA or other relevant compliance certifications
  
  

Please apply for this position with your CV in English.

What We Can Offer You

• Personal Development: Pursue your professional goals with our support, including personal education budgets and conference allowances. We invest in your growth and learning.
• Innovation and Experimentation: Interested in exploring new ideas? Dedicate your Friday afternoons to research or work on a side project within our ecosystem. We encourage creativity and experimentation.
• Flat Hierarchy: Navigate with ease in our organization. Our flat hierarchy ensures your ideas and contributions are valued and heard, without getting lost in a complex structure.
• Flexible and Remote Work: Not a morning person? No problem! We embrace flexible working schedules and have a long-standing culture of remote work. Balance your professional and personal life in a way that works for you.
• State-of-the-Art Equipment: Receive the latest hardware and all the tools you need. We make sure you're well-equipped to do your best work.
• Growth and Opportunity: Grow with us in an exciting industry. As Gnosis rapidly expands, so do the opportunities for you to make a significant impact. We value initiative and a proactive approach.
• Inclusive and Diverse Culture: At Gnosis, we are committed to creating an inclusive environment that celebrates diversity. We believe our products and services are enhanced by a wide range of perspectives. All qualified applicants will receive consideration for employment without regard to race, ethnic origin, age, religion, belief, marital status, gender identification, sexual orientation, or physical ability.
• Community and Mission: Join a team that's passionate about our mission and enjoys working together. We’re not just colleagues; we’re a community driven by a shared goal.
  
  

At Gnosis, we strive to create an inclusive environment that empowers our employees. We believe that our products and services benefit from our diverse backgrounds and experiences and are proud to be an equal opportunity employer: all qualified applicants are considered for positions regardless of race, ethnic origin, age, religion or belief, marital status, gender identification, sexual orientation, or physical ability.

About Gnosis

Since launching in 2015, Gnosis has evolved from a prediction market platform into a comprehensive Web3 infrastructure provider. Our journey includes developing Safe, an industry-standard multisig wallet securing over $100 billion in assets, and CoW Protocol, offering MEV-protected decentralized trading. Gnosis also created Zodiac, a modular DAO toolset enabling customizable governance systems.

In 2021 Gnosis launched the Gnosis Chain through a merger with xDai. This low-cost, reliable L1 supports decentralized applications with high security and uptime.

Today, Gnosis focuses on scaling blockchain technology beyond infrastructure, delivering consumer-facing applications that rival traditional systems in user experience. The ecosystem aims to revolutionize key areas like payments, decentralized AI, and the open web. United by the GNO token, Gnosis's aligned projects work towards a decentralized future where users have greater control and privacy. Gnosis Chain serves as the secure, EVM-compatible foundation supporting this growing ecosystem of innovative products.

Embrace the future of decentralized technology with Gnosis, and join us as we build the open internet together!