Risk Analyst - Securitization Portfolio Analysis

About The Job

• The Securitization Senior Portfolio Analyst’s mission is to be responsible for the annual and administrative review process of files/activities as well as new and ad-hoc requests and portfolio reviews, covering the credit and counterparty risks taken primarily by Global Markets within CIB, originated in the EMEA, Americas and APAC regions (Asset Finance and Securitization/Securitized Products Group team or Balance Guaranteed Swap Desk)
  

Your Main Activities Are

• Securitization Analysis: analyze and assess/review the market, credit, funding liquidity and structural risks taken on existing or new securitization related transactions, originated in Europe, US and APAC, under EMEA and Americas RISK Corporate Securitization responsibility
• Permanent Control: apply the relevant risk policies of the bank applicable to this segment; direct contribution to BNP Paribas operational permanent control framework; understanding the abilities and limitations of the standard operational/booking framework for the segment covered; from a risk oversight perspective, ensure that the necessary portfolio reviews are properly conducted by the respective business sponsors in a timely manner. If necessary, undertake projects to address specific issues regarding securitization related transactions, and be responsible for generating reports on the securitization transactions for both internal and external purposes and take responsibility for ensuring consistency of approach and data integrity. Participate in the definition of the risk management framework for the existing portfolio
• Innovation: participate in innovation initiatives for RISK Corporate Securitization globally (ideation/POC testing), which may revolve around Natural Language Generation from unstructured format, AI, Data Visualization Reporting, etc.; contributing to projects improving processes from an operational efficiency perspective or enhancing our risk management capabilities through innovative technology-led solutions
• Credit Analysis: analysis and recommendation of decision for existing or new files (securitization and related exposures/structures using securitization techniques) originated by the Asset Finance and Securitization/Securitized Products Group (AFS/SPG) platform within Global Markets); conduct own independent evaluation of the risks, including constructively challenging business assumptions, their risk analysis including rating proposals and regulatory capital inputs; perform all necessary credit approval related functions, i.e., prepare RISK memo, agenda and minutes of credit committees and resolve necessary follow-up/open items/conditions of approval. Participate, if necessary, in risk due diligence meetings (on-site or remotely) with clients and servicers. Undertaking portfolio reviews
• Coach more junior team members and provide training
• Support new projects and initiatives
  

Profile and Skills to Success

• Bachelor Degree in Economics / Finance / Accounting / Mathematics / Statistics or related
• At least 3 years of experience in Financial Analysis / Advisory or similar
• Advanced level of English, both written and oral
• Knowledge in MS Office Pack (Excel, PowerPoint)
• Ability to deliver / results driven
• Communication skills, both written and oral
• Creativity and innovation / problem solving
• Critical thinking
  

Why joining BNP Paribas?

• Leading banking institution
  
  

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

• Our presence in Portugal
  
  

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

• International reach
  
  

Thanks To Its International Presence And Regular And Close Collaboration Among Its Different Entities, BNP Paribas Has The Resources To Support All Clients With Financing, Investment, Savings And Protection Solutions That Help Make Their Projects a Success. BNP Paribas Holds Key Positions In Its Three Core Operating Divisions

• Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines;
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services;
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.
• Diversity and Inclusion commitment
  
  

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

• Commitment towards work/life balance
  
  

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

• Remote Working Conditions
  
  

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

• Please note that only applications submitted in English will be considered.
• In case you are selected for this role, further documentation will be requested to support your hiring process.